c. 1850 Second Empire – Orange, MA

SOLD / Archived From 2018
Added to OHD on 1/11/18 - Last OHD Update: 4/23/18 - 40 Comments
Address Withheld

Map: Street View

  • $40,000
  • 6 Beds
  • 3 Bath
  • 4350 Sq Ft
  • 0.35 Ac.
Stepping into the past, this is a large 1850's Mansard roof home and barn with frontage on High St. and North Main St. Located next door to the Orange Historical Society, there are nice views to the southeast. Many intact architectural features to be found in both buildings. Property will not qualify for all types of financing.
Sold By
Heidi Coache, Godin Real Estate      (978) 249-8131
Links & Additional Info
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40 Comments on c. 1850 Second Empire – Orange, MA

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  1. Kelly, OHD adminKelly, OHD admin says: 10321 comments

    1901 Folk Victorian
    Chestatee, GA

    Just a coincidence this is the 3rd Second Empire today. 🙂

    I imagine the original owners were really proud of their home, it’s a shame to see it in shambles.

  2. AvatarLisa says: 1 comments

    Heartbreaking to see the Grand Lady in this sad shape.

  3. SueSue says: 1175 comments
    OHD Supporter

    1802 Cape

    What a beautiful place and that barn is wonderful. Makes me sad to see her like that. Forgive me for asking this naive question but what makes a house not be able to qualify for all types of financing?

    • AvatarMary C. says: 172 comments
      OHD Supporter

      Upstate, NY

      Hi, Sue – I’m no expert but I think it means that banks won’t underwrite conventional mortgage loans on this house, probably because they see no value in the property as is. Whether it could qualify for a 203k rehab loan I don’t know. The wording is confusing: will it qualify for some types of financing or none at all?

      • AvatarJoe says: 633 comments

        Hi Mary C, I sold real estate in the mid to late eighties. At the time, a 203k rehab loan, which I remember as a 203B loan, would require a plan of action, and a contractor’s estimate to bring the house and property to FHA standards. If one provided some evidence that if the house was purchased for the amount specified, with such an estimate from a reputable licensed contractor, the total loan would be for the purchase plus the work. The rehab loan was rolled into the final mortgage loan and the buyer would have to show that they could put 20% down for the total eventual loan at settlement. The buyer would have had to have a written contract to perform the work from the contractor, there would need to be a specific time frame in the contract for each phase to be completed as well as for the completion of the entire project. Money would be disbursed by the lender to the contractor as the work was completed. I believe that the buyer’s payments were based on the total amount of the eventual loan, but I don’t really remember. The big problem with such loans is that if the buyer(s) is(are) able to do the work themselves, A friendly contractor who would be willing to bid and sign a contract for the loan to go through, would then have to be willing to let the buyer do some or all of the work and deduct that work from what the law requires be done by a contractor. The buyer would be unable to collect the funds from the lender’s rehab loan without heavy duty documentation. It has been so long, that these rules must have changed, but just be sure to research them all so you know what you are getting into. I believe, that as a government insured loan, the terms are all public record. It is just that a lot of the creative dynamic people who want to restore a house don’t have the paperwork gene. The ability to research the details and learn all of the ins and outs, from my experience, rarely go hand in hand with the skills for actually doing the work. I suspect that is why so many couples are able to have success with such loans. One partner is good at the one and another is good at the other. It can also break a relationship. If the paperwork expert can’t comprehend the need of the creative person who does the work to change plans midstream as they conceptualize a better way, without coming up with drawings and setting deadlines for each changed stage. It broke mine. If you are one of those few who can handle both, you are way ahead of the game.
        -I didn’t intend to get personal, but I know from hard experience. I must caution you that my knowledge is way out of date, but I do believe that the premise is the same. They do provide these loans in order to see houses fixed.
        -The underwriters are the decision maker as far as approval of loans. Their job depends on their only approving loans a large percentage of 203K loans which do result in a successful fix up. I did forget to mention that you must also provide evidence through comparables that the properties value will be at minimum, 80% of the appraised value upon completion.
        -Hope this is helpful. I am sure that their are others who are much more up to date on the loan process. I have no problem with them pointing out how things may have changed.

        • AvatarMary C. says: 172 comments
          OHD Supporter

          Upstate, NY

          Thanks so much, Joe. I’ve looked into 203k loans recently and believe that it is still a process that is heavy on documentation with strict standards for results. And it’s an interesting question: how much can the “amateur” homeowner do, no matter how accomplished, if a professional contractor needs to sign off? Sorry about your loss but thanks for sharing your experience so we can all learn.

        • AvatarMore says: 59 comments

          What a great comment. Thank You.

    • RossRoss says: 2405 comments

      I fell in love with a huge wreak of a house built in 1894.

      But everybody told me that no bank would touch it.

      Well, I called my bank and, while on the phone, sent them the link to the Old House Dreams post on the house.

      The banker, looking at the images, kept repeating: OMG! OMG! What an incredible house!

      And they gave me a purchase loan, AND a renovation loan.

      My having a long relationship with the bank made all the difference, and that the bank was a small-town privately-owned bank.

      Bank of America, for example, would never have touched the property.

      • AvatarKathleen says: 26 comments

        Ross, I sure would be interested to hear about your house.

      • Avatarkarrie says: 230 comments

        I just was looking at your wonderful home, and was wondering, did you get to keep all the wonderful things in the home that were shown in the photos when it was for sale? That piano and I think it was an organ, was fantastic!

      • AvatarAnn Potenza Smith says: 1 comments

        Ross ~ I just went to your website ~ you are amazing!!!! I love everything about what you shared ~ the history and your journey of restoring such a special, beautiful home. Thank you for sharing with us! Keep up the amazing work! Someday, I hope to buy one of the houses featured on OHD too ~ perusing OHD is one of my favorite activities (thanks Kelly)! Best, Ann

  4. AvatarJoe says: 633 comments

    So hard to really SEE anything.

  5. Avatartiffaney jewel says: 84 comments

    Look at all that cool stuff!

  6. AvatarGlen says: 48 comments

    Love the front porch! This really needs some serious loving.

  7. AvatarElliott says: 38 comments

    I dreamed about this house last night!!

  8. Avatarpeeweebc says: 856 comments
    OHD Supporter

    1885 Italianate.

    🙁 This house is too good to be like this. Please, it’s longing for love again 🙁

  9. AvatarBethany Otto says: 2656 comments

    This house isn’t in any worse condition than Ross’s was, I bet; I hope someone will save it. I wish it could be me.

  10. AvatarJennifer HT says: 796 comments

    I am sad that I can see the outside from the inside and I am not talking about windows. Someone please save this gem!

  11. AvatarScott Cunningham says: 375 comments

    Reminds me of the house in Fight Club

  12. AvatarGwenn says: 109 comments

    I would love to pick through all that stuff! And it seems like under all the mess there is a wonderful house waiting to be rediscovered….

  13. TGrantTGrant says: 553 comments
    OHD Supporter

    New Orleans, LA

    Oh I wish this was close enough to me to tackle! I’d empty my 401k right now!

  14. RosewaterRosewater says: 4542 comments
    OHD Supporter

    1875 Italianate cottage
    Noblesville, IN

    Don’t imagine the “bomb cyclone” did this place any favors. Oh boy. Hope someone can stabilize it fast. As is, it DOES NOT have much time left.

  15. AvatarVanessa Henry says: 10 comments

    Looking at this, and I have no idea where I would be able to staart! It is a sad sad mess! I hope some one purchases this to restore it and not to destroy it!

  16. AvatarMissy Moo says: 1 comments

    Poor old thing. She needs some TLC.

  17. AvatarAmanda says: 20 comments

    I really hope someone can rescue this baby.

  18. AvatarAmelia-Irene says: 27 comments

    Reminds me of some of the “abandon” homes that are on youtube. I hope that someone can restore this one.

  19. AvatarJoseph says: 314 comments

    You could pick up this one as well which seems to be next door (or close), fix first to live in while working on the big house.


    Unfortunately, the economy of former mill towns such as this make salvaging either one of these unlikely.

  20. AvatarMark says: 18 comments

    I see nothing but beauty in this place along with some wonderful treasures. Start with the foundation, then the roof and you are on your way. A money pit I’m sure but what a fun place to restore!

  21. Avatarmy two sons says: 5 comments

    I almost want to cry after looking at these pics and seeing the condition of this remarkable home. The neglect is heartbreaking. Please, someone save this work of art!

  22. AvatarJB says: 111 comments

    Someone or some people banding together, Please.Save.This.House! Words cannot express my thoughts about this home. I can see daylight coming through the roof/ceiling of one room, though. OUCH…temp fix covering for now, please. It would be my hope that neighboring next door to the HS would be of some positive benefit after the home is restored. P.S. I wonder if the tv works? lol And, that stove…wow!

  23. AvatarColleen J says: 1260 comments

    I weep for this house.

  24. AvatarAllyson says: 90 comments

    It does make you sad… she was no doubt a beauty in her day.

  25. AvatarFaith says: 20 comments

    Wow, it was kind of painful to scroll through this one. I wish we could have seen it in it’s heyday and it would be wonderful to see someone buy it and bring it back from the near grave, so to speak.

  26. John ShifletJohn Shiflet says: 4708 comments

    Hats off to the agent who included photos of some of the issues needing to be addressed. True old house lovers want to see both the beautiful and the deteriorated.


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